What is a home warranty?
A home warranty is an one year service agreement that covers the repair or replacement of important home appliances and system components that break down over time. Adding one to a real estate transaction can help protect your clients from unexpected covered breakdowns from listing to closing and beyond. Contact Suzanne Kallenbach for more information.

Suzanne Kallenbach

Account Executive Phone: (850) 419-5142

We provide the best mortgage experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process. We put the customer first and everything we do centers around this mentality.

We offer a variety of loan options because you want and deserve a mortgage that best fits your needs. More options mean a better chance of finding that solution. We understand the importance of buying a home or refinancing, so we employ a business model that maximizes efficiency, delivers unparalleled service and results in closing your loan quickly. With plans to have loan officers throughout the country, we will be right around the corner.

We’re a partnership between Realogy and Guaranteed Rate. That means we can rely on Guaranteed Rate’s cutting-edge technology and proven platform while providing our knowledgeable, talented loan officers with unparalleled access to agents across the country. We originate and market our services to Realogy's real estate brokerage and relocation subsidiaries, NRT and Cartus. We also market to a broad consumer audience and other nationwide real estate brokerage and relocation companies.


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Todd Kallenbach

VP of Mortgage Lending

F. (669) 221-6452 
131 Racetrack Rd. NW
Fort Walton, FL 32547